In a groundbreaking announcement at the 2025 Bitcoin Conference in Las Vegas, Strike CEO Jack Mallers unveiled a revolutionary Bitcoin-backed loan program offering unprecedented single-digit interest rates. This development comes as Bitcoin continues to show strong market stability at the $108K level, challenging traditional lending paradigms.
Transforming Bitcoin-Backed Lending
Strike’s new lending program introduces interest rates ranging from 9-13%, a significant departure from the traditional 20% rates typically seen in Bitcoin-backed loans. The program will accommodate loans from $10,000 to an impressive $1 billion, democratizing access to Bitcoin-backed financing.
Bitcoin Volatility Myths Debunked
During his keynote, Mallers presented compelling data comparing Bitcoin’s volatility to traditional stocks, demonstrating that BTC’s volatility now rivals that of major tech stocks like Apple and shows less fluctuation than Tesla. This maturation in Bitcoin’s market behavior supports the case for lower lending rates.
Key Features of Strike’s New Loan Program
- Interest rates between 9-13%
- Loan amounts from $10,000 to $1 billion
- Simplified application process
- Flexible loan terms
- No traditional credit checks required
The Case Against Fiat Currency
Mallers emphasized Bitcoin’s role as a hedge against fiat currency devaluation, stating that the purchasing power of the dollar has consistently declined since 1913. This perspective aligns with recent analyses linking Bitcoin’s value proposition to deepening US debt concerns.
Frequently Asked Questions
What collateral ratio is required for Strike’s Bitcoin loans?
Strike has not yet disclosed specific collateral requirements, but industry standards typically range from 50-70% LTV.
How does Strike’s 9-13% rate compare to traditional crypto lending?
Traditional crypto lending platforms often charge 15-25% interest, making Strike’s offering significantly more competitive.
Are there any geographical restrictions for Strike’s loan program?
Initial availability will be announced in the coming weeks, with a planned phased rollout across multiple jurisdictions.
As the cryptocurrency lending landscape evolves, Strike’s innovative approach could set new industry standards for Bitcoin-backed loans, potentially catalyzing wider adoption of Bitcoin as a legitimate collateral asset.
